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General Health Articles

  • What counts as countable household income for the Primary Adult Care program
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  • The Mission of the Maryland Healthy Kids/EPSDT Program is to promote access to and assure availability of quality health care for Medical Assistance children, teens and young adults less than 21 years of age.
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  • Many people do not have either a living will or an advance directive. This article outlines some issues that go into making these important decisions.
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  • State program that helps people with AIDS acquire medication
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  • State program that helps people with AIDS acquire health insurance
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  • A federal law called the Affordable Care Act is creating a new way to get health insurance. Maryland has set up an online health insurance shopping site called Maryland Health Connection, to guide residents through the process.
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  • Medbank is non-profit organization that assists persons with disabilities and low-income persons of any age to apply for assistance from the manufacturers programs for free or low-cost medicines.
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  • PAC offers health services to people 19 and over who make limited amounts of money each year.
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  • This page lists some programs for free or reduced price medications. Eligibility varies.
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  • The Maryland Court of Appeals has held that medical care is the responsibility of the parent. This article outlines some rights in regard to minors.
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Advance Directives

  • An advance directive allows you to decide who you want to make health care decisions for you if you are unable to do so yourself.
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Alcoholism/Substance Abuse

Disability Law

  • Guardianship is a court proceeding. When an adult is unable to make personal decisions, such as medical decisions, or to handle his or her own property, a court can appoint a guardian.
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  • What happens when someone becomes disabled and can no longer manage his or her financial affairs? Perhaps that person has dementia, suffered a stroke, or has some other ailment or injury that renders that person unable to act. That person’s financial affairs must be put in order, and kept in order, so that the financial needs of that person can be taken care as long as possible. Often, the answer to that question is to initiate a guardianship proceeding on behalf of that disabled adult.
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  • Establishing a guardianship is a formal, public, legal process. It is initiated when someone files a petition with a Maryland circuit court to be appointed guardian for an “alleged disabled person.” It should be noted that a disabled person is always an “alleged” disabled person until that person is determined by a court to be disabled, based on competent medical evidence, affidavits or opinions. Prior to that determination, a person is presumed to have capacity. If the court determines that a person is disabled, the court will appoint someone, most often an interested person, to serve as guardian, and issue an order setting out the terms and conditions of the appointment.
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  • Interested persons play a pivotal role in guardianship proceedings. For example, only an interested person can petition for guardianship.
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  • Whether or not the guardianship is contested, a hearing on the guardianship petition will be conducted in the circuit court for the county in which the petition was filed. The two main issues in a guardianship hearing are (1) whether a guardian is needed (i.e., is the alleged disabled person really disabled?) and (2) who is the most appropriate guardian for the disabled person. The Petitioner has the burden to prove both of these issues.
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  • This article discusses recently passed legislation that provides additional support for individuals with disabilities and their families when they rent living space.
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Insurance

  • Maryland law requires certain benefits to be in health insurance policies. If an insurance company denies coverage for a treatment, consumers may appeal to the Maryland Insurance Administration.
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  • A federal law called the Affordable Care Act is creating a new way to get health insurance. Maryland has set up an online health insurance shopping site called Maryland Health Connection, to guide residents through the process.
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Medicaid/Medicare

  • Many older taxpayers have Medicare premiums deducted from their Social Security checks each month and forget to take the deduction at the end of the year.
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  • This program helps Maryland Residents enrolled in Medical Assistance, HealthChoice, Primary Adult Care (PAC), Family Planning, or Medicare Part D pay for medically necessary prescriptions.
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  • Medical Assistance (also called Medicaid) is a program that pays the medical bills of people who have low income and cannot afford medical care.
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  • Medicaid (also called Medical Assistance) is a program that pays the medical bills of people who have low income and cannot afford medical care.
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  • This article answers frequently asked questions about medical assistance and nursing home care.
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  • Medicare is health insurance for people age 65 or older, under 65 with certain disabilities, and any age with End-Stage Renal Disease (ESRD). ESRD is permanent kidney failure requiring dialysis or a kidney transplant. The different parts of Medicare help cover specific services if you meet certain conditions.
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  • Medicare Part C, also known as "Medicare Advantage" is an alternative to coverage under Medicare Parts A and B.
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  • The Qualified Medicare Beneficiary (QMB) program is a state program to help people with lower income pay for out-of-pocket Medicare expenses, such as deductibles, co-payments and premiums.
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  • The Senior Prescription Drug Assistance Program (SPDAP) is a subsidy program established by the Maryland General Assembly in 2005 to provide financial assistance to moderate-income Maryland residents who are eligible for Medicare and are enrolled in a prescription drug plan.
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  • Specified Low Income Medicare Beneficiary (SLMB) description and the "Qualified Individual " (QI) limited expansion of SLMB. These are state programs, similar to medical assistance, for people who need help paying for Medicare services.
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Nursing Homes/Assisted Living

  • Assisted living is a residential program that provides housing, supervision, personal care services, health related services, or a combination of these to residents who are unable to perform activities of daily living or who need help performing them.
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  • In Maryland, Continuing Care Retirement Communities (CCRC) offer older adults a variety of services and care facilities, ranging from independent living arrangements to nursing home care. This article discusses the issues making a decision.
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  • An ombudsman is a third party that acts to investigate and resolve complaints involving residents of long-term care facilities. The Ombudsman is an advocate whose goal is to promote the highest possible quality of life for residents.
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  • This article answers frequently asked questions about medical assistance and nursing home care.
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  • Under the Medicaid Waiver, the federal government "waives" the requirement that services be provided in a nursing facility and pays for home and community based services for those who otherwise go to a nursing home.
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  • This FAQ covers the the rights of nursing home residents when the facility moves to discharge or transfer the resident.
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  • This article describes the rights that nursing home residents have under state and federal law and regulations.
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  • Issues to consider before you sign.
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  • Your treatment, care and services must be adequate, appropriate, and promote your social, emotional, physical and spiritual health. For example, you have a right to a service plan based on an assessment of your needs; you also have a right to three meals and additional snacks each day.
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Youth

  • The Children's Medical Services Program assists families in planning and obtaining specialty medical and rehabilitative care for children who have or are at risk for chronic illnesses or disabling conditions which interfere with normal growth and development.
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Is this legal advice?

This site offers legal information, not legal advice.  We make every effort to ensure the accuracy of the information and to clearly explain your options.  However we do not provide legal advice - the application of the law to your individual circumstances. For legal advice, you should consult an attorney.  The Maryland State Law Library, a court-related agency of the Maryland Judiciary, sponsors this site.  In the absence of file-specific attribution or copyright, the Maryland State Law Library may hold the copyright to parts of this website. You are free to copy the information for your own use or for other non-commercial purposes with the following language “Source: Maryland's People’s Law Library – www.peoples-law.org. © Maryland State Law Library, 2013.”