People's Law Library Translated Pages
- Cosigning a Loan: Risks and Benefits
A cosigner is someone, often a family member, who helps a borrower get approved for a loan, by agreeing to repay the loan if the borrower does not.
- Affidavit Judgments
A creditor can file for a Judgment on Affidavit (also known as an Affidavit Judgment) if it has documents that it believes prove that a Defendant owes the creditor a specific amount of money.
- Buying or selling a used car in Maryland: Private sale
Tips for buying or selling a car in Maryland
Contracts can be a huge source of confusion and a cause for a wide range of legal questions. Contract law can be very complicated and it is recommended that an attorney be consulted for a serious contract dispute.
- Driving a Car in Maryland
What does Maryland require before driving a car?
- Time limits on debts
In Maryland, debts must be collected within a certain time. If you owe money to someone, the person is called a creditor, and what you owe them is called a debt.
- Debt Collectors and the Law
Both federal and state laws govern debt collectors. Debt collectors include collection agencies, attorneys, creditors collecting for someone else, and creditors collecting under another name as well as others.
To “garnish” is to take property (most often a portion of someone's salary) by legal authority.
- Credit Checks and Job Applicants
Maryland law limits an employer's ability to use credit reports when making decisions about hiring, firing and compensation of job applicants and employees.
- Dealing with Identity Theft
Identity Theft is the largest consumer complaint filed with the Federal Trade Commission (FTC) annually.
- Small Claims
Small Claims Court is a division of the District Court of Maryland.
- What Employers Need to Know About Wage Garnishment
To “garnish” is to take property – most often a portion of someone’s salary – by legal authority.
- Artisans' and Mechanics' Liens
This description is for informational purposes only. For additional information, please consult the Maryland Code (link is external) and the list of Additional Resources at the end of this section.