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Home foreclosures pending in the courts have been stayed. That means if you have a foreclosure case it will not be heard until the court re-open. Individuals can file court documents and start new cases but no hearings will be scheduled while courts are closed.
The court may lift the stay to allow some foreclosures to proceed if it would be a hardship for the homeowner not to proceed.
Auctions are only part of the foreclosure process. Auction sales must be ratified by the court. As of March 18, 2020, ratifications have been stayed by the court.
Governor Larry Hogan has issued an order requiring that no electric, gas, sewage disposal, telephone, water, cable, or internet provider can terminate your service if it is being used in your home, until the health emergency is over.
A company providing those services cannot charge you a late fee during the health emergency.
The court will continue to accept documents filed electronically through MDEC, by mail, and in person. If you plan to file in person, all courts have a drop box. Contact the individual court for more information on where and how to use the drop box.
During this emergency, the filing date will be considered as follows:
- MDEC filings: the date of submission.
- Mailed filings: the postmark date.
- Drop box filings: The previous business day, unless there is a timestamp on the drop box.
Filing deadlines and statutes of limitations still apply and are not affected by court closures. This means that, even though proceedings for foreclosures have been stayed, if there is a filing deadline in your court case, that deadline has not changed. You can still file court documents while the courts are closed.