Topics on this page
- What is Supplemental Security Income?
- Income Eligibility
- Asset Eligibility
- Sources of Law
The Supplemental Security Income (SSI) program pays benefits to disabled adults and children who have limited income and resources. SSI benefits also are payable to people 65 and older without disabilities. The maximum benefit in 2020 is $783 per month for an individual, and $1,175 for married couples.
The monthly federal SSI payment amount changes from year to year. Visit the Social Security Administration's (SSA) website to see the amount for the current year.
Many figures used to calculate Supplemental Security Income (SSI) benefits are revised annually by SSA, the federal agency that administers the program. These figures are usually updated in October and can be found in the November issue of the Federal Register, the official government source for administrative changes.
You can also find the figures on the SSA website, or by calling the Social Security Administration at 1-800-772-1213, or TTY at 1-800-325-0778 between the hours of 7:00 a.m. and 7:00 p.m. Eastern time.
To apply for SSI you must be:
- An adult with a disability
- A child with a disability
- Older than 65
If you have a disability, the monthly income limit is $1,260 per month. If you earn more than that amount you may not qualify for SSI.
If you have reached full retirement age, there is no earned income limit for receiving benefits. If you are not disabled and have not reached the full retirement age, benefits are reduced based on your income. For more information see the SSA website.
Your countable assets not more than:
- $2,000 for an individual
- $3,000 for a married couple
Examples of assets that are not counted include:
- a home you live in
- a car (if used for) transportation for you or a member of your household
- household goods
- personal effects.
For more information on assets see the SSA website.
You can apply for any benefits at your local Social Security office or by calling 1-800-772-1213.
You can apply online if you meet the following criteria:
- Are between the ages of 18 and 65;
- Have never been married;
- Are not blind;
- Are a U.S. citizen residing in one of the fifty states, District of Columbia, or the Northern Mariana Islands;
- Haven’t applied for or received SSI benefits in the past; and
- Are applying for Social Security Disability Insurance at the same time as your SSI claim.
You can appeal any denial, termination, or reduction of benefits. You must file an appeal within 60 days of the date of the written notice with which you disagree.
See the SSA website for more information.