General Consumer Articles

  • This law provides standards for the protection of consumers, including tenants and prospective tenants of residential property.
  • This article discusses Affidavit Judgments, and your options if another party files for an Affidavit Judgment against you.
  • Artisans' and Mechanics' Liens are a way for workers to make sure they get paid for their work.
  • A cosigner is someone, often a family member, who helps a borrower get approved for a loan, by agreeing to repay the loan if the borrower does not.
  • You may register your phone number (including cell phone number) with the U.S. Federal Trade Commission Consumer Protection Bureau. The FTC has set up a special website where you can register your phone numbers at https://www.donotcall.gov/
  • Improving your home is a key part of home ownership. When using a contractor understanding the contract is key.
  • At 18, your child may enter into contracts and sign legal documents for herself. As she becomes an adult, she may wish to give you some access to information and authority to make decisions in order to have your continued help. For example, she can put in place a HIPAA release authorization form, an advance health care directive, and a durable general power of attorney.
  • In Maryland, debts must be collected within a certain time. If you owe money to someone, the person is called a creditor, and what you owe them is called a debt. The creditor generally has 3 years (4 years if the debt is owed for the sale of goods) from the date the debt becomes due to ask the court to order you to pay. A court order to pay a debt is known as a judgment. If the creditor does not go to court within the time limit, then the court generally will not order you to pay the debt.
  • A table of options for resolving disputes with contractors
Is this legal advice?

This site offers legal information, not legal advice.  We make every effort to ensure the accuracy of the information and to clearly explain your options.  However we do not provide legal advice - the application of the law to your individual circumstances. For legal advice, you should consult an attorney.  The Maryland State Law Library, a court-related agency of the Maryland Judiciary, sponsors this site.  In the absence of file-specific attribution or copyright, the Maryland State Law Library may hold the copyright to parts of this website. You are free to copy the information for your own use or for other non-commercial purposes with the following language “Source: Maryland's People’s Law Library – www.peoples-law.org. © Maryland State Law Library, 2017.”

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