Not all debts are treated the same. The law takes some special debts very seriously and these cannot be wiped out by filing for bankruptcy.
- Child Support
- Debts that were not listed in the bankruptcy
- Student loans - undue hardship exception
- Criminal fines/penalties (All court fees and court-ordered judgments related to any criminal activity cannot be discharged)
- Debts due to injury or death caused by driving under the influence (any judgments or debts incurred as a result of personal injury or death to others caused by your own negligence or criminal activity.)
- Income tax debt
- General tax debt